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Channel: Laura Zaroski – Insurance Thought Leadership
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Resolving the Confusion About ‘Admitted’ and ‘Non-Admitted’ Carriers

Confusion sometimes arises about the difference between “admitted” and “non-admitted” insurance carriers and about the consequences of the difference. The designation of an insurance company by a...

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Representations and Warranties Insurance: How It Can Help Close Business Deals

A Representations and Warranties policy provides coverage for losses incurred as a result of breaches or inaccuracies of the representations and warranties made in business transactions.  A seller...

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Beware of Fee Shifting by Lawyers: The Hidden Danger of EPLI

Sometimes, it’s good to be a plaintiff’s attorney. Why? Fee shifting. You don’t need a big win in lawsuits where stat­utes allow the court to make the defendant pay the plaintiff’s legal fees. Even if...

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Medical Marijuana Law: Effect in Illinois

Last year, Illinois passed a “medical marijuana” law that became effective Jan. 1, 2014, known as the Compassionate Use of Medical Cannabis Pilot Program Act, 410 ILCS 130/1, et seq. The act allows...

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Restaurants Beware: Hackers Are Hungry!

Restaurants, pubs and diners all over the country serve hungry and thirsty people every day. From white tablecloth establishments to the local taco joint, almost all restaurants take credit/debit...

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Are Your Separation Agreements Unlawful?

Employers entering into separation agreements (also called “settlement” or “severance” agreements) has become commonplace. By way of these agreements, employers generally provide a monetary benefit to...

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Why Private Firms Should Buy D&O

It is a fact of doing business in the U.S.: Lawsuits happen! Regardless of whether the action has any merit, lawsuits are expensive to deal with, damaging to reputations and draining to a business and...

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How to Handle New ‘Ban-the-Box’ Laws

The term, “ban the box,” refers to the question on hiring applications that asks if the applicant has a criminal record/conviction; if so, he has to check the “Yes” box. “Ban-the-box” laws are laws...

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What to Expect on Management Liability

Gradually, over the last four-plus years, several management liability insurance (MLI) carriers have shifted their underwriting appetite and guidelines nationally, most dramatically in California....

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3 Cardinal Rules for Managing EPL Risk

Last week, the U.S. Equal Employment Opportunity Commission (EEOC) released its data for FY 2014 for enforcement litigation related to employment practices liability (EPL). Continuing a recent trend,...

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How Strict Can a Dress Code Be?

Does your company have a “look” or standard of dress it requires in the workplace? No hats, or maybe no beards? Can you deviate from the dress code? Increasingly, employees and applicants for...

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When Are Background Checks Not Allowed?

The Equal Employment Opportunity Commission (EEOC) has been quite active in challenging employers’ use of criminal background and credit history checks during hiring. There is still significant...

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How to Start Managing Cyber Risk

Hardly a day goes by without a news flash about another cyber breach. Since security breaches have become a daily occurrence, I sat down with Jeremy Henley at ID Experts to discuss the most common...

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Ransomware: Your Money or Your Data!

Your client, ABC Corp. is going about its business and then gets this message: The above is a typical ransomware message, according to a recent Symantec Security Response report. What’s next? Pay the...

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How to Start Managing Cyber Risk

Hardly a day goes by without a news flash about another cyber breach. Because security breaches have become a daily occurrence, I sat down with Jeremy Henley at ID Experts to discuss the most common...

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Demystifying “The Dark Web”

We often hear reference to the “deep” or “dark” web. What exactly is the deep or dark web? Is it as illicit and scary as it is portrayed in the media? This article will provide a brief overview and...

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Will Your Website Get You Sued?

Plaintiffs’ attorneys have discovered a new, rich litigation vein to exploit, potentially yielding a treasure of targets to sue. Using Title III of the Americans with Disabilities Act (ADA) and...

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Why Private Firms Should Buy D&O by Laura Zaroski

It is a fact of doing business in the U.S.: Lawsuits happen! Regardless of whether the action has any merit, lawsuits are expensive to deal with, damaging to reputations and draining to a business and...

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